Quotes of the Day

Worse than a high dividend payout ratio (or following the later), there is a dividend cut. This should be an immediate sell as there is no hope for you to build a dividend growth portfolio with stocks cutting their dividends. However, you should have seen the dividend cut coming and sold the stocks way before that happens. High competition, decreasing sales and revenues growth mixed with an increasing dividend payout ratio should be enough for you to pull the trigger. [2012] - Mike Heroux

The 5 Love Language - #1: Words of Affirmation #2: Gifts #3: Acts of Service #4: Quality Time #5: Physical Touch [2017] - Gary Chapman

Give a gift for every referral you receive. This could be chocolate, popcorn, or a clock. [2003] - Darryl Davis

Prolonged aerobic training (e.g. swimming, cycling and walking) is widely beneficial to all body systems, but there are clinical evidences suggesting that none of these activities provide an adequate stimulus to bones. Progressive resistance exercise has been highlighted as the most promising intervention to maintain or increase bone mass and density. Yes, it's intense, but because it's so slow it's also low impact. Furthermore, because the muscles are contracting with intensity, they release myokines that stimulate an increase in bone mineral density. [2021] - Philip Shepherd

Mortgage brokers frequently get the best discounted rates from lenders due to the volume of business they command. Some common sources of funds include: 1) Banks, trust companies, and credit unions; 2) Canada Mortgage and Housing Corp. (CMHC); 3) Private and union-sponsored pension funds; 4) Real estate syndication funds; 5) Insurance companies and private lenders. We recommend the use of mortgage brokers to save your time and money. The mortgage broker you choose should be a member of Mortgage Professionals Canada (https://mortgageproscan.ca). [2020] - Douglas Gray