Quotes of the Day

When you find underutilized word(s) not being used by competitors (lateral search) but that do appear on the consumer list (vertical search), you've hit pay dirt. Beat the competition by inserting those underutilized keywords in your website keyword list and in the content of your pages. [2004] - Dan Gooder Richard

Front-end DTI (Debt-to-Income Ratio) is the relationship between how much your total housing payment will be and how much income you have each month. Back-end DTI is the relationship between how much total debt you have and how much income you make. Typically, you probably want your front-end DTI to be less than 28% and your back-end DTI to be less than 36%. When checking with a lender on their DTI requirements, you will typically see these numbers in the following format: (28,36). [2015] - Brandon Turner

Means Contribution - an arrangement in which you and your date contribute to expenses according to your means. For example, you can say, "I know you love the ballet. What if I contribute the tickets and dinner and you pay for the parking?" Or, "Tell you what, what if I take us out this weekend and you make dinner at your place the weekend after?" [2014] - Pepper Schwartz

There is little doubt that extreme caloric restriction extends the longevity of various lower species. But it's hard to pinpoint the effects of caloric restriction on larger animals. For now, it looks as if caloric restriction has no positive effect on human telomeres. You don't need to give up carbs or milk products to be healthy! Eating and drinking low-sugar, low-glycemic-index food and beverages will boost your inner metabolic health, which is what really matters (more than weight). [2017] - Elizabeth Blackburn

If there's one area of the house that the experts agree about when it comes to improving the value of your home, it is the kitchen. If your home is more than seven years old, chances are that your kitchen is at least partially obsolete. Take a look at the likely sales price of your home and try to spend no more than 10 percent on a kitchen makeover. The two areas of the kitchen that receive the most attention are the floor and the countertops (The sink and stove are also important.) Many new models for upscale homes will include traditional tile countertops around the periphery of the kitchen with a granite island in the center. Today, most people prefer the offset sink with a small higher side for the garbage disposer and a deep, wide side for soaking. [2003] - Robert Irwin