Quotes of the Day

The most expensive advice you can receive is free advice. It is advice from your friends and relatives who are not rich and have no plans on becoming rich. [2002] - Robert T. Kiyosaki

If you've been in bed for a while and you don't feel like sleep is going to happen anytime soon, you can get up and go do some quiet activity until you feel more sleepy. If you're not too bothered by the situation, I recommend simply lying there and resting. Plan out your dream vacation. Plan a surprise date with your partner or a thoughtful gift for a coworker. It's important to remember that resting even without sleeping is good for you too. You're not wasting your time if you're lying in bed and not sleeping. If this is happening frequently, listen to your body. You're going to bed too early. It's time to go to bed a little later. [2017] - W. Chris Winter

Modern Portfolio Theory says that the volatility/risk of a portfolio may differ dramatically from the volatility/risk of the portfolio's components. In other words, you can have two assets with both high standard deviations and high potential returns, but when combined they give you a portfolio with modest standard deviation but the same high potential return. The key to whipping up such pleasant combinations is to find two or more holdings that do not move in synch: One tends to go up while the other goes down (although both holding, in the long run, will see an upward trajectory). The lower the correlation, the better. [2013] - Russell Wild

One small but revealing study found that subjects on an alternate-day fasting (ADF) diet did lose weight-but they also lost more lean mass (i.e. muscle) than subjects who simply ate 25% fewer calories every day. This study was limited because of its small size and short duration, but it suggests that fasting might cause some people, especially lean people, to lose too much muscle. On top of this, the ADF group had much lower activity levels during the study, which suggests that they were not feeling very good on the days they were not eating. [2023] - Peter Attia

Exclamation points can help move the energy forward and inject passion, but limit your profile to one per section. Too much enthusiasm can read as disingenuous. [2013] - Laurie Davis