Quotes of the Day

People who have at least three or four very close friendships are healthier, have higher wellbeing, and are more engaged in their jobs. But the absence of any close friendships can lead to boredom, loneliness, and depression. [2010] - Tom Rath

There are many types of meditation from many different traditions. Kirtan Kriya is a more traditional form of meditation from yoga principles that involves chanting and tapping of the fingers (called yoga mudras). A brief description can be found here: http://alzheimersprevention.org/research/12-minute-memory-exercise. Hatha Yoga is a moving meditation that integrates physical postures, breathing, and a present mantel state. Yoga improves quality of life and mood for people across different types of illness, reduces blood pressure, and possibly inflammation and lipids. Yoga has recently been shown to increase spine bone density if practiced long term. [2017] - Elizabeth Blackburn

To buy when everyone else is selling, and to bide your time when everyone else is buying. [2001] - Dolf de Roos

The 5% Rule - Annual Cash Flow = Annual Rent – (Annual Mortgage Payments + Property Taxes + Insurance + Other Fixed Expenses). Minimum Cash Flow (%) = (Annual Cash Flow ÷ Down Payment) × 100 Benchmarks: 5–6% = Moderate Risk, 7–9% = Moderate-to-Low Risk, 10%+ = Low Risk. Adjust until it either passes or proves it’s not a good deal: 1) Put more money down but keep in mind this will also reduce your return on investment (ROI); 2) Stretch the amortization (a longer amortization period such as 30 years vs. 25 lowers your monthly mortgage payment); 3) Negotiate a better price; 4) Increase the rent (if realistic) [2025] - Wayne Hillier

Researchers found that people consuming seven eggs a week had a 58 percent higher risk of developing diabetes than those who did not eat eggs. Furthermore, egg and dairy intake are also linked to heightened risk of heart failure, up to a significant 23 percent higher risk. [2013] - Joel Fuhrman