Quotes of the Day

If you've been in bed for a while and you don't feel like sleep is going to happen anytime soon, you can get up and go do some quiet activity until you feel more sleepy. If you're not too bothered by the situation, I recommend simply lying there and resting. Plan out your dream vacation. Plan a surprise date with your partner or a thoughtful gift for a coworker. It's important to remember that resting even without sleeping is good for you too. You're not wasting your time if you're lying in bed and not sleeping. If this is happening frequently, listen to your body. You're going to bed too early. It's time to go to bed a little later. [2017] - W. Chris Winter

Spend only money that your business has generated. [2004] - Gary Keller

You can use free weights for MSTF (Mindful Strength Training to Failure)--but for certain exercises, such as the squat or the bench press, reaching muscular failure while a heavy weight is balanced above you could be hazardous. Whatever load you're moving, it helps to be present to it not as an enemy to be conquered, but as a partner that is helping you into an exploration you couldn't achieve without it. [2021] - Philip Shepherd

Millionaires typically make their fortune in one of three ways: From entrepreneurship, which accounts for 75% of all the millionaires in the United States; as an executive at a major corporation, about 10% of millionaires; or as a professional practitioner (doctor, lawyer, dentist, certified public accountant, architect). Additionally, about 5% become millionaires through sales and sales consulting. [2005] - Jack Canfield

As a rough rule, if you have $50,000 to invest, consider something in the ballpark of a 5-10 ETF portfolio, and if you have $250,000 or more, perhaps look at a 15-25 ETF portfolio. Having may more ETFs than this won't enhance the benefits of diversification but will entail additional trading costs every time you rebalance your holdings. The Nonwealthy investor can build a pretty well-diversified portfolio with just four ETFs: one small value, one small growth, one large value, and one large growth. We hold a similar philosophy when it comes to global investing: U.S., Europe, Asia, emerging markets....  [2013] - Russell Wild