Quotes of the Day

The amateur salesman sells products; the professional sells solutions to needs and problems. He also learns how to relate people's needs to his products and services. And, he has to have the integrity to say, "My product or service will not meet that need" if it will not. [2004] - Stephen R. Covey

Do not use pressure cookers they work at a very high temperature, which damages nutrients. One of the basic Gerson rules is to cook food very slowly, at a low temperature, to avoid such damage. The glaze used on some crockpots is toxic - best to steer clear of them. [2013] - Charlotte Gerson

The AUD, CAD, NZD, and CHF all have solid correlations with gold prices. The AUD/USD, NZD/USD, and USD/CHF currency pairs tend to mirror gold’s movements the closest. The Swiss franc is one of the few major currencies that still adheres to the gold standard. A full 25 percent of Switzerland’s bank issue notes are backed in gold reserves. One interesting incentive to go long the AUD/USD instead of gold is the unique ability of expressing the same view but also being able to earn positive carry. [2009] - Kathy Lien

A home equity loan and a home equity line of credit are similar but have a few major differences. The loan is typically taken out all at one time and paid back in installments until it is paid off, much like a typical mortgage or car loan. The interest rate and payment are generally fixed for the life of the loan (but they don't have to be). A home equity line of credit is a revolving account that works much like a credit card. You can borrow as much as you want, up to the limit, pay it back, and then borrow again These lines of credit generally have lower interest rates than home equity loans, but those rates are generally variable and so can rise or fall. [2015] - Brandon Turner

Ignoring a problem does not make it go away. In fact, it can simmer away beneath the surface and lead to poor mood and energy levels, and can also cause your moods to become unstable. [2009] - Liz Miller