Quotes of the Day

LOCs usually come with variable interest rates that can go up or down with the general level of interest rates in the economy. The bank can increase your interest rate at its discretion, something that 85 percent of HELOC holders do not realize, according to a recent FCAC survey. Lenders can also lower your credit limit or ask that you repay your balance at any time, although they have to give you advance notice of any changes to your credit agreement. [2021] - Erica Alini

Here are some popular NFT (non-fungible token) marketplaces: 1) Opensea (opensea.io); 2) Raible (rarible.com); 3) Nifty Gateway (niftygateway.com). If you're thinking of investing in NFTs, it's important to know about the top assets available. Some of the most well-know NFTs are considered to be top tier. These NFTs are highly collectible and in high demand, but there is a limited supply which makes them expensive to buy and invest in. Examples include CryptoPunks and Bored Ape Yacht Club.  [2023] - Kiana Danial

The secret to making someone think they're in love with you is to occupy their thoughts. [2005] - Neil Strauss

In marketing, a rule of thumb is to do your market research first. "Know your customer." [2005] - Robert T. Kiyosaki

Waist-to-Height Ratio, or WHtR, is a better tool than BMI that we can use to gauge the health risks of body fat. Stand up straight and take a deep breath, exhale, and let it all hang out. The circumference of your belly (halfway between the top of your hip bones and the bottom of your rib cage) should be half your height--ideally, less. If that measurement is more than half your height, it's time to start eating healthier and exercising more regardless of your weight. [2015] - Michael Greger