Quotes of the Day

Many retirees don't have work-related pensions and it makes sense that they should "pensionize" some of their savings by creating a guaranteed monthly income, i.e. annuities. Deal only with the top-rated companies--annuities are no good if the insurance company dies before you do! Also, even though I think annuities are underutilized, don't go overboard here. Annuities are appropriate for a percentage, not all, of retirement portfolios. [2011] - David Chilton

Millionaires typically make their fortune in one of three ways: From entrepreneurship, which accounts for 75% of all the millionaires in the United States; as an executive at a major corporation, about 10% of millionaires; or as a professional practitioner (doctor, lawyer, dentist, certified public accountant, architect). Additionally, about 5% become millionaires through sales and sales consulting. [2005] - Jack Canfield

Ledger Nano S hardware wallet (priced at $99) is one of the most popular and highly rated secure wallets out there. Trezor Bitcoin hardware wallet (created by SatoshiLabs) is another example. One catch about these is that if the USB drive dies, all your cryptos go with it. That’s why you should always have a backup and keep your security codes elsewhere so that you can recover your assets. Coinomi (www.coinomi.com/) is a popular multicoin mobile wallet. It supports more than 200 different digital tokens and a number of blockchains. Exodus (https://www.exodus.io/) is another multicoin wallet, available only on desktop. [2019] - Kiana Danial

To live together, a couple has to agree on certain things, like not signing up for debt, and how much to spend on common items like housing. A compromise must be reached. For other things, whereas it would be nice to agree on them, like where to squeeze a tube of toothpaste, whether to have a TV or a car, it's not a crucial issue. [2010] - Jacob Lund Fisker

Commercial buildings are generally valued on the basis of their rental income. Typically, banks will lend 50 percent of the appraised value of a commercial property. It is generally much easier to instantly increase the value of a commercial property from the low purchase price you paid to the new appraised value after you have owned the property for a few weeks. The reason is simply that an empty residential property still appraises for close to what its value would be if it were occupied. However, an empty commercial building is not worth much at all. [2001] - Dolf de Roos