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I'll use the SPDR Gold Trust (the biggest one) as an example of how gold ETFs work. When the buy order is processed, two things happen. First of all, the fund issues 10 shares to cover the investor's purchase. Then the fund uses the purchase money to buy an ounce of gold, which is added to the SPDR Gold Trust hoard in London. This means that outstanding shares rise as the ETF's gold stock grows. The opposite process occurs when a SPDR investor decides to sell. His shares are redeemed, and the fund sells the corresponding amount of gold from its stock. [2009] - James DiGeorgia

Popcorn is a whole grain that takes less than 5 minutes to prepare. A hot-air popper is another inexpensive, useful appliance. There's an endless variety of savory, sweet, and spicy toppings you can use. I like the combination of chlorella and nutritional yeast. There are even one-minute whole-grain options: fully precooked bowls and pouches of brown rice and quinoa that can be microwaved and don't even need to be refrigerated--just heat and eat. [2015] - Michael Greger

Up to 90% of our behavior is habitual. If you repeat a behavior for 13 weeks, it will be yours for life. [2005] - Jack Canfield

The DISC system: D for dominance (controller), I for influence (promoter), S for steadiness (supporter), and C for compliance (analyst). Analysts need to feel intelligent, controllers like to feel powerful, promoters do best when they feel important, and supporters like to feel valued. Given that they're matched in the ways that are important to them (interests, values, religion, etc.), people who belong in opposing quadrants have a better chance of forming a lasting bond than people who fit into the same quadrant. [2004] - Nicholas Boothman

A deal point is simply something negotiable on which the deal hinges. [2006] - Robert Irwin