Quotes of the Day

When you buy stock you are buying a part ownership in a company. When you buy bonds you are loaning money to a company or government agency. If you are going to hold bonds, holding them in an index fund is the way to go. Very few individual investors opt to buy individual bonds, with U.S. treasuries being the main exception, along with bank CDs witch act like bonds. [2016] - J L Collins

In general, I recommend diabetics avoid regular and liberal consumption of foods with a GL (Glycemic Load) above 15, at least until their diabetes is in better control and their weight has dropped significantly. [2013] - Joel Fuhrman

The most common way to calculate maximum heart rate (or MaxHR) is simply to subtract your age from 220. However, this is an inaccurate method. A more accurate method is determined by the following formula: 211 – (.64 x Age). Multiply your MaxHR by 0.85 - this is your maximum target rate. Multiply your MaxHR by 0.50 - this is your minimum target rate. Exercise within your target heart rate and stay there for 20 minutes or more. Working out at 60–70 percent of your MaxHR is best for weight management and a fit appearance; 70–80 percent puts you in the heart-healthy aerobic zone; and 80–100 percent gives you the competitive edge for peak performance. [2015] - Vonda Wright

If you're facing an unfavorable reassessment of tax, know your appeal rights and deadlines. Ask your advisors for information about your rights to voluntarily comply with the law on an informal basis, or in more serious cases, through the court system. Be highly pro-active. [2020] - Evelyn Jacks

I do recommend taking a high-quality multiple vitamin/mineral supplement to supply extra vitamins D and B12, zinc, and iodine because ideal amounts of these are hard to acquire even in an excellent diet.  [2013] - Joel Fuhrman