Quotes of the Day

As long as you switch from one tax-sheltered account of the same type (as in RRSP to RRSP, and TFSA to TFSA) there will be no tax consequences. You just carry on. If you switch out of a regular, non-sheltered account and sell assets (like mutual funds) to reinvest in new assets (like index ETFs) there may be tax consequences. [2018] - Larry Bates

Clients don't buy products or services; they buy end results. [2000] - Jay Abramham

Beautiful and familiar objects can help us to feel better. Photos of family and friends, which remind us of the people we love and who love us, are important mood-lifters. Items that inspire us or encourage periods of reflection do the same. [2009] - Liz Miller

If a food was not around 10,000 years ago, then it is probably not good for you and you should not eat it. [2009] - Liz Miller

Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli