Quotes of the Day

Never pay more than one-half of 1% to make a trade for rebalancing purposes. If a trade of $8,000 will cost you $10, you are forking out only 0.125% to make the trade... so, by all means, make the trade. If, however, to get your portfolio in perfect balance, you were faced with making a $1,000 trade that would cost you $10 (1% of the amount you're trading), we don't think we'd opt to spend the $10. Another way to approach rebalancing is to seek to address any allocations that are off by more than 5 or 10%, and don't sweat anything that's off by less. If you are living off your savings, you may wan to rebalance every 6 months instead of 12. [2013] - Russell Wild

Conventional lenders are not very fond of loaning on properties owned by an entity, such as an LLC or corporation, especially for residential loans. You could, as many investors do, buy the property in your personal name and then transfer it to your LLC, but you put yourself at risk of having the "due on sale" clause called by the bank. Be sure to talk to a lawyer and CAP who can help you sort these types of issues out, or speak with your bank and get permission, in writing, to transfer your properties to an LLC after buying them (this is the only way you'll be truly protected from that dreaded "due on sale" clause). [2015] - Brandon Turner

Make a list. Score your dates. Market yourself wisely. Find your needle. [2013] - Amy Webb

The most efficient breathing rhythm occurs when both the length of respirations and total breaths per minute are locked in to a spooky symmetry: 5.5-second inhales followed by 5.5-second exhales, which works out almost exactly to 5.5 breaths a minute. The optimum amount of air we should take in at rest per minute is 5.5 liters. You can practice this perfect breathing for a few minutes, or a few hours. There is no such thing as having too much peak efficiency in your body. [2020] - James Nestor

Until you have developed a consistently successful trading plan that is profitable on a regular basis, your objective is not to make money but to learn to trade. [2009] - Robert C. Miner