Quotes of the Day

The best way to buy your first investment is to see exactly how much you can afford, and if possible, pick a great location from there. Location is key so if you are able to get into the best location you can afford and sacrifice a little space I would encourage you to do so. I always suggest starting with a 20% down payment. This way you don't pay the Canada Mortgage and Housing Corporation (CMHC) fees and it's a substantial amount you're putting down which will reduce your mortgage payments. [2021] - Shazia Virani

Our ability to obtain deep sleep declines with age, beginning as soon as our late twenties or early thirties, but worsening as we enter middle age. One analysis suggests that the bulk of the changes in adult sleep patterns occur between the ages of 19 and 60 and only minimally decline after that, if one remains in good health (a big if). More research points to the forties and sixties as the decades of life when deep sleep is especially important for the prevention of Alzheimer's disease. People who have slept less during those decades seem to be at higher risk of developing dementia later on. [2023] - Peter Attia

The money global investors (including Canadians) are putting into Canadian real estate, especially in major centres like Toronto and Vancouver, can definitely skew the market. The sophisticated investor avoids overheated markets--and follows job and population growth instead. Overheated markets eventually cool down. Seasoned investors watch for the strategic advantages offered by cooling markets (think: motivated vendors and dropping prices). [2013] - Don R. Campbell

You can add gadgets and gear—such as wicking fabric, heart rate and distance monitors, compression wear, and so forth—after you get through the first few weeks of working out. Sweat on raw skin hurts, so don’t forget body lubricant. Silicone-based ointment works nicely to prevent chafing under the arms, between the thighs, or anywhere that rubs. [2015] - Vonda Wright

Real estate is truly international. Of course some countries like Japan make it exceedingly difficult for foreigners to invest in their country. But there are many countries where there are no or minimal restrictions. Right now the prospects for Prague and Budapest are tremendous. [2001] - Dolf de Roos