Quotes of the Day

The COT report is released every Friday at 3:30pm Eastern Time. However, it is based on information as of Tuesday. We just focus on the Long and Short commitments in the Non-commercial category. [2008] - Yeo Keong Hee

Niacin (common name for nicotinic acid, or vitemin B3) assists in the digestion of protein and helps to open capillary circulation. It also works to reduce ascites (abdominal edema) and pain. The dosage is a 50 mg tablet six times daily, taken during meals. This medication often causes the well-known "niacin flush," a temporary reddening of the face and upper chest area, with some itching. This is totally harmless and passes quickly. (Do not switch to nonflushing niacin; it is ineffective.) Niacin should be discontinued during women's periods or in case of bleeding of any kind. [2013] - Charlotte Gerson

Four elements to a great online presence: First, and most overlooked, a compelling username. Next comes your headline, or hook (generally a statement, not a questions, and is designed to arouse curiosity). Then your photo, and finally your stories. [2004] - Nicholas Boothman

Photos should focus on your waist up, unless you have amazing legs. Then it's okay to include one or two full-body shots in your gallery. The majority of your photos should be closer up, highlighting your face. Don't stage a smile. Instead, try to laugh just before the shot is taken. Flirty smiles that don't look cheesy also work. Make eye contact with the camera. Aim to take most of your photos outdoors. [2013] - Amy Webb

International health insurance: These plans cover you anyplace in the world. Some companies also offer a semi-global option, excluding certain high-priced countries in exchange for a lower premium. Premiums vary, but for a healthy, 60-ish individual, expect to pay roughly $3,000 to $5,000 a year. National, in-country health insurance: These plans provide in-depth coverage in a given country. Ask whether the plan includes a travel-insurance component to cover health emergencies when visiting other countries. Premiums in Latin America generally run 10 to 35 percent less than international plans, while in Asia they can cost $1,000 a year or less. Hospital membership plans: Top hospitals in some countries—notably Costa Rica, Nicaragua, Panama, and Uruguay—offer membership plans that provide steep discounts on services at their facilities, including hospital stays, doctors’ visits, and prescriptions. Monthly fees generally run $25 to $75 per month per person. [2014] - Dan Prescher