Quotes of the Day

Around 8:00 to 11:00 am NY time — represents among the most active, liquid, and volatile trading hours available in forex. From around 2:00 pm on Sunday to 5:00 pm on Friday, forex trading takes place 24 hours a day, five days a week. [2009] - James Chen

You should be earmarking about 20% of your tax-sheltered assets for the purchase of an annuity at the point of retirement. Buying an annuity is not as effective a strategy as it used to be now that interest rates are so low. That can change, though. Don't even think about buying an indexed annuity. [2020] - Frederick Vettese

If you've been out more than five times with someone, you might want to slow down on dating other people. [2013] - Laurie Davis

Find somebody to love who is a lot like you. There are seven significant similarities: 1. Spiritual harmony. 2. Desire for verbal intimacy and ability to be intimate. 3. Level of energy. 4. Level of ambition. 5. Expectations about roles. 6. Interests. 7. Personal habits (punctuality, cleanliness, orderliness, dependability, responsibility, and weight management). [2002] - Neil Clark Warren

Bonds have historically returned almost 5% annually, according to the data from Credit Suisse. It's hard to see how an investor could expect that to continue in the foreseeable future, with high-quality bonds in many countries yielding less than 1%. One place to look for a realistic estimate of future returns for bonds is to invest the web page of an ETF that tracks the overall Canadian bond market, such as the Vanguard Canadian Aggregate Bond Index ETF (VAB). Look for the fund's "yield to maturity": this is the total return you should expect if interest rates don't change. [2021] - Dan Bortolotti