Quotes of the Day

If you are looking to grow your net worth exponentially, consider keeping your job or finding another way to make income. Your business should bring in at least 3X of your current job before thinking of quitting your job. 1X for tax, 1X to survive, and 1X for reinvestment and unexpected events. [2015] - Brandon Turner

In a diverse population, men’s HDL cholesterol levels average about 45 mg/dl and women’s average about 55, but the centenarians’ offspring sometimes had HDL levels over 100! HDL decreases by about five points every eight years starting at middle age. If a man’s HDL is 60 and a woman’s HDL is 70, it’s considered fabulous. [2020] - Nir Barzilai

Five elements of the Win/Win agreement: 1. Desired results (not methods): identify what is to be done and when. 2. Guidelines: specify the parameters (principles, policies, etc.) within which results are to be accomplished. 3. Resources: identify the human, financial, technical, or organizational support available to help accomplish the results. 4. Accountability: sets up the standards of performance and the time of evaluation. 5. Consequences: specify--good and bad, natural and logical--what does and will happen as result of the evaluation. [2004] - Stephen R. Covey

Avoid mouth acidity as much as possible and encourage healthy plaque by consuming sufficient 100% xylitol each day, especially after meals and beverages. At least 6-10 grams of xylitol per day is recommended in (at least 5-6) divided doses. Mints, gum, breath sprays or granular xylitol are all acceptable. My general recommendation is to dissolve one teaspoon (4 grams) of granulated xylitol in 6-8 ounces of water and drink this each morning. This can be repeated again in the afternoon, or mints and gum can be eaten at the end of snacks or meals. Frequency is believed to play a major role in reducing plaque. [2025] - Ellie Phillips

An often-overlooked drawback to investing in real estate is that you earn no tax benefits while you're accumulating your down payment. Registered retirement plans give you an immediate tax deduction as you contributed money to them. If you haven't exhausted your tax-deductible contributions to these accounts, consider doing so before chasing after investment real estate. [2019] - Eric Tyson