Quotes of the Day

Investment loans are usually .5 to 1 point higher than owner-occupied loans. [2015] - Brandon Turner

You can earn approximately $13,000 as an individual each year in Canada while avoiding almost all taxes. This $13,000 can also come in the form of RRSP withdrawals. With that in mind, you could set yourself up with a plan that would generate $40,000 per year using a mix of an RRSP and a TFSA while paying virtually no taxes. An RRSP/TFSA hybrid plan could see a couple having combined RRSPs of $650,000 and combined TFSAs worth $350,000. Drawing down 4% of each account would result in $40,000 in income while paying zero taxes. If a couple with $70,000 salaries started maximizing their RRSP and TFSA contributions from scratch today with no assets, they could reach the numbers above in under 15 years. [2021] - Rejean Venne

Platinum and palladium bullion is available from the same dealers who carry gold and silver, though the selection is considerably less broad. Platinum Eagle coins come in sizes ranging from 1⁄10 ounce to one ounce, while palladium is primarily available in one-ounce bars. Because these are low-volume items, they tend to have higher markups than gold and silver coins. And they’re not as recognizable as gold and silver, making them considerably harder to sell. [2004] - James Turk

Should a difference in political affiliation be of great concern? The answer depends on whether or not differing political views cause any significant conflicts. Even if political views are very different, partners may agree to respect, tolerate, tease and even enjoy each other's point of view. [2011] - Isabelle Fox

Some of my favorite spice mixes are pumpkin pie spice, curry powder, chili powder, Chinese five-spice powder, a savory Indian spice blend called garam masala, an Ethiopian blend called berbere, Italian seasoning, poultry seasoning, and a Middle Eastern blend called za'atar. Spice mixes are a convenient way to provide a balance of flavors while boosting the variety of your spice intake, but make sure to check that the mixes are salt-free. [2015] - Michael Greger