Quotes of the Day

Although you can close out your RRSP earlier than the year in which you celebrate your 71st birthday, the best strategy for most people is to leave your RRSP intact for as long as you're allowed. This is almost always the case if you decide to turn it into an RRIF. If you choose to go the annuity route, collapsing your plan a year or two early can make sense. If interest rates are relatively high, closing your plan out early may make sense if it allows you to lock in a higher-than-average return. [2019] - Eric Tyson

In one small study, 2,000 IU a day of vitamin D (in the form of vitamin D3) for four months led to increased telomerase by around 20% compared to a placebo group. The best dietary sources of vitamin D are salmon, tuna, sole, flounder, fortified milk and cereals, and eggs. It can be hard to get enough vitamin D from diet and sunlight alone, depending on where you live, so this is a case when you may want to consider supplements. [2017] - Elizabeth Blackburn

Most people love to talk about how they built their business or accomplished their goals. [2005] - Jack Canfield

The living standards index: Housing costs should be no more than 28 to 33 percent of yearly, pre-tax household income. "Housing costs" includes mortgage payment, utility costs, maintenance fees, and taxes. Typically, banks will not lend mortgage money if the consumer's income is too low to meet this measure. A down payment of 25 percent (or in the case of condominiums, even 35 percent) is required to qualify for a mortgage. [2013] - Dan S. Barnabic

As one grows older, the pool of eligible and available men and women becomes smaller. The decision to marry is often influenced by the fear of being single and alone and the need to form a secure attachment. A person may feel pressure to marry and may settle for someone who might be a marital risk. Some people at this stage may marry realizing there is a tradeoff and enter into their marriage aware of and prepared for some of the conflicts and pitfalls ahead. [2011] - Isabelle Fox