Quotes of the Day

Our wellbeing actually recovers more rapidly from the death of a spouse than it does from a sustained period of unemployment. Being laid off from a job in the last year did not result in any significant long-term changes. The key is to avoid sustained periods of unemployment (more than a year) when you are actively looking for a job but unable to find one. In addition to the obvious loss of income from prolonged unemployment, the lack of regular social contract and the daily boredom might be even more detrimental to your wellbeing. [2010] - Tom Rath

There are three primary guidelines of a trend pattern in Elliott Wave, according to its founder. Within the context of the 5-wave trend cycle, Wave 2 never moves beyond the beginning of Wave 1, Wave 3 is never the shortest of the five waves, and Wave 4 never enters the price span of Wave 1. [2009] - James Chen

Landlords can raise rents by a set amount each year and can apply to the Residential Tenancy Branch for rent increases above that amount. The percentage for allowable rent increases is the consumer price index (based on the annual rate of inflation) plus two percent. Your landlord can raise your rent once a year starting 12 months from the day you moved in and started paying rent. The landlord must give you notice in writing at least three full months before the increase starts. [2015] - Kris Anderson

Round numbers in the prices of currency pairs present strong psychological barriers in the progress of a trend. Such levels tend to define strong support and resistance areas. [2008] - Yeo Keong Hee

Choose the right insurance: For homes that will need some fixing up, you may be limited to an actual cash value (ACV) policy. That means the insurance company will give you only enough insurance to cover what you paid for the property, minus the value of the land it sits on. On the other hand, a replacement cost policy is the preferred option if you can get it. The coverage is better, and it will pay for the full cost of a covered loss (minus your deductible) or even to fully rebuild the house, if necessary. To qualify, the property must be in good condition, with the roof and paint in good shape. With most policies, if you are more than 20% under market costs, you will be subject to a coinsurance penalty. Make sure your policy includes outbuildings (garage, shop, etc.) and you have liability coverage on the home (common limits are $300,000, $500,000 and $1,000,000). I recommend requiring your renters to carry their own renter's insurance as well. [2015] - Brandon Turner