Quotes of the Day

During the detox phase, we prohibit onions, garlic, tomatoes, and peppers (both the vegetables and the seasonings) because all of those are common triggers. In truth, each individual item is a trigger for less than half of people. During transition, our patients add them back in, but one at a time. Of the four items, onions are the most common trigger food. Interestingly, cooked onions are generally better than raw onions. If garlic is a reflux trigger food, it is usually the "meat" of the garlic. Garlic powder and garlic salt are less likely to trigger reflux than the garlic clove itself. Fresh tomato is probably a trigger food for fewer than one-third of people. Cracked black pepper is a fairly common reflux trigger food. Green peppers appear to be more of a problem than red or yellow ones. [2015] - Jamie Koufman

Most online discount brokers don't charge ongoing fees for investment accounts with balances above a given level-usually somewhere between $10,000 and $25,000. Accounts below this level may be hit with an 'administration' fee of $100 annually. Fortunately, there are a number of significant exceptions to this general rule that can allow small investors to avoid these fees. Some major online discount brokers don't charge ongoing administration fees for TFSA accounts of any size, while others will waive fees if you make monthly or quarterly deposits. [2018] - Larry Bates

Gold does not pay dividends or interest and you must pay taxes on any gains you make. [2008] - Shayne McGuire

When you want to invest in precious metals as a hedge against inflation, your best option is to do so through mutual funds or ETFs. Don't purchase precious-metal futures (they are short-term gambles). We also recommend staying away from firms and shops that sell coins and bullion (bars of gold or silver). Even if you can find a legitimate firm (not an easy task), the cost of storing and insuring gold and silver is quite costly. You won't get good value for your money - markups can be substantial. [2019] - Eric Tyson

The Personnel Manager or Human Resources office is the employer's friend, not yours. Their basic function is to screen you out, so avoid them if possible. [2013] - Richard N. Bolles