Quotes of the Day

Osteoporotic fractures can occur in various parts of the body, but the most commonly affected sites are the hips, spine and wrists. Low levels of protein appear to increase the risk of hip fracture. Statistics show that one month after suffering a fracture of the hip, 1 in 14 people will have died - and around half will remain in long-term care. Spinal or vertebral fractures usually occur in the thoracic (middle) or lumbar (lower) areas of the spine. Back pain is the most common symptom. Spinal fractures take from 6 to 12 weeks to heal but can persist for a longer period. For the majority of people, spinal fractures do not interfere with the spinal cord or result in paralysis. When spinal bones heal, they don't return to their original shape but are often flattened or wedge-shaped. [2019] - Diana Moran

Each month, the reverse mortgage lender sends you a check that you can spend on food, clothing, travel, or whatever you want. The money you receive each month is really a loan from the bank against the value of your home, which makes the monthly check free from taxation. The main drawback of a reverse mortgage is that it can diminish the estate that you may want to pass on to your heirs or use for some other purpose. Also, some loans require repayment within a certain number of years. The fees and the effective interest rate you're charged to borrow the money can be quite high. You have other alternatives to tapping the equity in your home. Simply selling your home and buying a less expensive property (or renting) is one option. [2019] - Eric Tyson

Sites like Airbnb claim to offer insurance for the property, but subletting still exposes you to extra liability. In my opinion, it's not a good idea for landlords to allow subletting in their properties. Your explicit stance on subletting needs to be established in your lease agreement, usually using terminology like "subletting in the forms of collecting money or compensation in any form from houseguests for any length of time is strictly forbidden without express prior written consent from the landlord." [2020] - Symon He

The COT report allows you to gauge market sentiment in the currency futures market, which also influences the spot forex market. When it comes to analyzing information pertaining to currency futures in the COT report, it is generally more relevant for traders to focus on the non-commercial participants. [2007] - Grace Cheng

HODLing through bear markets is not a great idea. Well, HODLing through long sideways markets is also not a great idea, because of the opportunity cost involved. [2019] - Glen Goodman