Quotes of the Day

It takes ten thousand hours of practice to 'master' a skill, whether it be playing the violin or learning a new language. Broken down, that's about forty hours a week for five years. [2009] - Liz Miller

You can synchronize any or all of the following--and the more the better: 1. Body position and movements. 2. Head tilts. 3. Facial expressions. 4. Mental attitude. 5. Tone and volume of voice. 6. Rate of speech (speaking faster/slower). 7. Breathing. [2004] - Nicholas Boothman

Studies also indicate that a diet high in fiber is more important for longevity than a diet low in carbohydrates. High amounts of fiber lower cholesterol, modulate sugar levels, and increase bowel health by keeping things moving through the intestines. As for protein, studies show that of all the options, meat is the most detrimental to health. Processed red meat increased the risk of mortality more than any other protein, but the risk from eating poultry and fish was not significant, and neither was the risk from eating protein from dairy. Eggs appear to increase the mortality rate, though, and there are associations between eating eggs and incidence of cardiovascular mortality. [2020] - Nir Barzilai

Avoid loans with prepayment penalties. You pay this charge, usually 2-3 percent of the loan amount, when you pay off your loan before you're supposed to. The only way to know whether a loan has a prepayment penalty is to ask. If the answer is yes, find yourself another mortgage. [2019] - Eric Tyson

The majority of people who stay in a nursing home are there for less than a year, because they either die or move out. If you have relatives or a spouse who will likely care for you in the event of a major illness, you definitely should not waste your money on long-term-care (LTC) insurance. You can also bypass this coverage if you have and don't mind using retirement assets to help pay nursing-home costs. Even if you do deplete your assets, remember that you have a backup: government-assistance programs. However, this will usually cover only basic accommodations. [2019] - Eric Tyson