Quotes of the Day

When the term of your mortgage ends, you have the option to renegotiate or seek refinancing. Refinancing is a good move if interest rates have decreased. It also makes sense if you've experienced a significant improvements in our gross debt-to-service ratio. On the other hand, refinancing may not be such a wise move if changes in the value of your property and your personal financial situation conspire to limit your ability to borrow. Speak with your mortgage broker and, if you wish, your accountant and financial planner before you refinance. [2020] - Douglas Gray

Photos make better visuals than drawings. "They are more real, more believable, than illustrations. Photos should be sharp, clear, and simple. Professional photography is expensive but necessary in advertising. [2005] - Robert W. Bly

If you have two or more of the exact same item listed at once, there is no urgency on the part of the buyer. [2005] - Adam Ginsberg

Onions (along with its close cousin, garlic) contain a naturally occurring chemical compound called allicin, which boosts saliva production and benefits immune health-and goes on to have a positive impact on gum health. The natural spice ginger stimulates saliva production directly and can be helpful for people with a dry mouth while it also supports the immune system. Berries of all kinds-blueberries, strawberries, and raspberries among others-are rich in antioxidants and vitamin C, and they all contain some naturally occurring xylitol. Berries have a particularly useful impact on mouth health and help to develop protective biofilm over teeth. [2025] - Ellie Phillips

Sign up for some classes. Even a one- or two-week program will do the trick. Skydiving, kickboxing, belly dancing, yoga, tennis, weight lifting, tae kwon do, rumba lessons--anything in which your body is 100 percent involved. [2004] - Nicholas Boothman