Quotes of the Day

When investing in real estate, there is a very good chance that someday, someone will try to sue you. When you own a property free and clear, this is typically evident on the public record, because there is no bank lien on the property. Therefore, you are essentially holding up a sign that says, "I have lots of money that you can try to take!!" Lawyers (especially those paid on the outcome of a lawsuit, as most lawyers of this type are) are reluctant to pursue rental owners who have a lot of leverage. [2015] - Brandon Turner

Avoid mouth acidity as much as possible and encourage healthy plaque by consuming sufficient 100% xylitol each day, especially after meals and beverages. At least 6-10 grams of xylitol per day is recommended in (at least 5-6) divided doses. Mints, gum, breath sprays or granular xylitol are all acceptable. My general recommendation is to dissolve one teaspoon (4 grams) of granulated xylitol in 6-8 ounces of water and drink this each morning. This can be repeated again in the afternoon, or mints and gum can be eaten at the end of snacks or meals. Frequency is believed to play a major role in reducing plaque. [2025] - Ellie Phillips

Invent several options all equally acceptable to you and ask the other side which one they prefer. You want to know what is preferable, not necessarily what is acceptable. You can then take that option, work with it some more, and again present two or more variants, asking which one they prefer. [1991] - Roger Fisher

Platinum and palladium bullion is available from the same dealers who carry gold and silver, though the selection is considerably less broad. Platinum Eagle coins come in sizes ranging from 1⁄10 ounce to one ounce, while palladium is primarily available in one-ounce bars. Because these are low-volume items, they tend to have higher markups than gold and silver coins. And they’re not as recognizable as gold and silver, making them considerably harder to sell. [2004] - James Turk

You can use debt capital pulled from your own home (or maybe an existing rental property) to fund the down payment for a rental property. You can do a leveraged loan against a stock portfolio as well, but it's not as simple as with real estate. Leveraged loans against marketable real estate are among the easiest to qualify for, have the lowest interest rates and have the most options available. Eighty percent LTV (loan-to-value) loans are the norm in real estate today. I doubt you will be able to find another asset class in which you can borrow such a high percentage of the total value and still get such preferential rates and conditions. [2017] - Calum Ross