Quotes of the Day

Here is what makes LITS the GREATEST Tax Shelter available in Canada: Instead of withdrawing the money, visit your bank (your insurance company may also do this for you) and borrow money using the policy as the security. Generally , do not borrow the full amount all at one time, but annually as you have need of it. The arrangement you make for the loan is that no repayment will ever be made on it, but at the time of your death the funds from the LITS will be used to cover the total owing. This permits you to access the earnings from this money Tax-Free because loans have no tax ramifications and so the money is totally yours. [2008] - Dwayne Daku

Teeth grinding, or bruxism, is usually not seen during sleep, but rather in the transitional periods between sleep and wakefulness. Most dentists treat bruxism with mouth guards--a physical barrier between one molar and its mate. Very occasionally medications are used. But finding out the underlying reason why a patient is awakening during the night and treating it can often by itself greatly reduce or eliminate bruxism. [2017] - W. Chris Winter

The general path to FIRE is to save 50 to 70 percent of your income, invest those savings in low-fee stock index funds, and retire in roughly ten years. Common FIRE practices include living with roommates or moving to a cheaper area, cooking all meals at home, buying used cars with cash, going to a one- or zero-car household, buying groceries in bulk, embracing budget or "hacked" travel, and giving up luxury purchases. More extreme FIRE practitioners might live out of an RV or trailer home, grow their own food, bike to work in subzero temperatures, or even leave the country in search of a lower-cost lifestyle. [2019] - Scott Rieckens

I like using 10- and 35-period averages on intraday charts and add the 200-period one on daily charts. The 200-period average is commonly used to determine the trend of the market. I use it as a way to monitor the market’s long-term direction. The 10-day average riding the market much more closely and giving signals the most quickly, but the market can whipsaw around it during a choppy period. The 35-day average is smoother and acts more as a trendline for the medium term. [2003] - Marcel Link

It is imperative that foreign exchange traders pay close attention to interest rate differentials on all trades initiated, especially those that will likely remain as open positions for more than a day. [2009] - James Chen