Quotes of the Day

A convertible mortgage is one of the best-kept secrets in the mortgage game. A convertible loan offers many of the benefits of a variable-rate mortgage, with very little downside. You get a mortgage with a term of six months - or sometimes a year - typically with the same interest rate available for fixed mortgages for the same term. This is generally the best mortgage rate available. At any point during the term of your convertible mortgage, you can "convert" your mortgage to a different term; you can also choose between an open or closed loan.  [2019] - Eric Tyson

Ways to change your appearance include experimenting with a beard (goatee, full beard, moustache, sideburns, or just the unshaven look), cutting your hair a different length than you normally do (the trend for the past 20 years has been shorter and shorter hair for men), wearing accessories (necklace or wrist band), wearing cool designer-jeans that suit your body type instead of the old baggy ones you are used to, a sport jacket - the list goes on). [2012] - Christopher Gray

If you are walking, you can get away with a pair of running shoes, but not the reverse. (Walking shoes are usually too stiff for running.) Typically, your athletic shoes should be one to two sizes larger than your street shoes. You need more room in the toe and mid-foot areas; these shoes are just built that way. You also need more room because during exercise, your feet get bigger and they need room to expand. You also do not want to inhibit the circulation in your feet. A midpriced shoe is often best. You can usually get a pair for $80 to $100. [2015] - Vonda Wright

One quality that should be looked at for both potential partners, prior to marriage, is the tendency to find fault, to attribute blame, to make the other person wrong, and to need to portray oneself as always "right." The more pessimistic a person is, the more likely they are to be obstreperous. [2002] - Neil Clark Warren

Drink full glasses of water, at least once every hour. [2004] - Brian Tracy