Quotes of the Day

I recommend finding an insurance broker, rather than just an agent at a specific company. A broker can shop around at different companies for the best rate and coverage, and can switch your policy if necessary without your having to take your business elsewhere. [2015] - Brandon Turner

A common piece of advice is to invest in stocks only if you have a time horizon of 10 years or longer. One long-standing general rule for retirement holds that you should hold a percentage of stocks equal to 100 minus your age. But with people living longer and retiring later and returns from bonds very low, many investment advisers say the old guidelines aren’t bold enough. Some suggest using 110 or even 120 minus your age to achieve the kinds of returns that will sustain you in retirement. [2021] - Erica Alini

A home sleep test (HST) is a portable device that allows sleep doctors to look at your sleep from the comfort and privacy of your own bed. While being able to sleep in one's own bed is a real positive, home sleeping studies have their drawbacks and limitations. They were really designed for use in the following patients: 1. patients likely to have sleep apnea or a breathing disturbance. 2. Patients unable to have a regular sleep study because of lack of insurance or inability to easily leave the home for health or social reasons. [2017] - W. Chris Winter

If you don't specify a specific check-out time, Airbnb defaults it to 12 p.m. local time. However, 12 p.m. may not give you or your cleaner enough time to clean, sanitize, and turn the property over before the next guest checks in, typically by 3 or 4 p.m. We recommend most hosts start with an 11 a.m. check-out time. Any earlier and you'll make your listing unappealing to potential guests. Make sure you clearly state your check-out time in your listing, in your house manual, and in your check-out communications. [2023] - Symon He

People must see your message five to six times before they'll remember it. [2003] - Darryl Davis