Quotes of the Day

The most obvious sign of oversupply can be detected by looking at the overall numbers of rental units in any given condominium complex. More than 30 percent of the units rented out or put up for sale is a fair warning to buyers of an oversupply of units. Conversely, if real estate agents are flooded with listings and many For Sale signs appear on front lawns, there is oversupply. It's a buyers' market. [2013] - Dan S. Barnabic

To make sure you can move quickly to borrow if needed, keep an eye on your current ratio (assets over liabilities--at least 2:1 is good) and quick ratios (liquid assets divided by current liabilities--should be over 1:1). [2000] - Robert T. Kiyosaki

Rules for profile photo perfection: 1) Two or three close-ups (a simple smile will work best on less quirky sites); 2) One to two action shots (action shots are great conversation starters); 3) One to two full-length pictures (flaunt what you've got with flattering, form-fitting clothes); 4) Represent the real-time you (avoid uploading photos that are more than two years old); 5) Cropping makes you clickable (e.g. cropping a photo closely to one side of your face will remove symmetry to give the image a more casual look). [2013] - Laurie Davis

Rent must cover at least these items: mortgage payments, taxes, insurance, interest payments, estimated vacancy loss (at least 5 percent if you have more than one rental property), utilities provided by landlord, collection expenses, legal & accounting fees and advertising [2017] - Bryan M. Chavis

The employer prejudice that is getting increasing scrutiny now is age. Millions of baby boomers (the 76 million people born 1946-1964) are beginning to enter the so-called "retirement years." A lot of them are not going to find generous pensions waiting, but are going to have to keep working long. They will think you're too old for them to hire. Prejudices are often not about age but about money. Given all your years of experience, many of them think you will expect a high salary. Or you may cost them too much if age does bring with it more medical problems, and they are mandated to have a medical plan. [2013] - Richard N. Bolles