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Multiple Offer Strategy - You will create two clear and distinct offers, for example: one that focuses on a higher price with a longer closing date, and a second one that focuses on a shorter timeline, yet with a lower price. Another example would be: one offer at a lower price and no vendor take back (VTB) mortgage and another at a higher price with a VTB. [2009] - Don R. Campbell

People who volunteer live longer, have stronger immune systems, have higher self-esteem, and have a deeper sense of meaning and purpose than those who don't volunteer. Volunteering is a powerful way of networking and often leads to business and career opportunities. Volunteering is also a way to develop important success skills. [2005] - Jack Canfield

Popcorn is a whole grain that takes less than 5 minutes to prepare. A hot-air popper is another inexpensive, useful appliance. There's an endless variety of savory, sweet, and spicy toppings you can use. I like the combination of chlorella and nutritional yeast. There are even one-minute whole-grain options: fully precooked bowls and pouches of brown rice and quinoa that can be microwaved and don't even need to be refrigerated--just heat and eat. [2015] - Michael Greger

If you're looking at residential rental properties, have a gander at the annual rental housing market survey the Canada Mortgage and Housing Corp. (www.cmhc.ca) produces. The Conference Board of Canada (www.conferenceboard.ca) is one of several organizations that issue business and consumer confidence surveys. For a fee, the Board provides detailed analyses for specific regions. The information gleaned from these sources, like interest-rate projections, can help you gauge whether markets are in for a boom or a downturn. [2020] - Douglas Gray

Precious metals essentially eliminate the middleman. They are the only financial assets that do not have to be “in” the financial system. [2008] - Michael Maloney