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Reverse mortgages don't let you tap the full value of the house. Typically, you can access only 40% of its assessed value, a measure that ensures the lender receives both the value of the house and interest owing even if the property declines in value. [2020] - Douglas Gray

I sometimes like to exit one-third of my position with a small profit on the first wave; the next one I’ll cover where I would have covered if I had been trading only one contract, and for the final third I’ll hold, trying to capture the big move. If it doesn’t work immediately, you want to exit a third of your position quickly; with the other two-thirds you may use your normal stop area or exit when you know the trade is hopeless. [2003] - Marcel Link

Only proceed with a light touch in a safe, public environment, and you are confident she will not be startled. Never latch on to a woman - only use the tips of your fingers to lightly tap her on the shoulder or arm. Respect her personal space - give her as much of a comfort zone as you'd expect from a stranger approaching you for some other reason. [2012] - Christopher Gray

Certain cruises and cruise lines will serve your needs better than others. Here's the rule of thumb: Longer-colder-older. Translated: the longer the itinerary, the colder the destination, the older the cruise passengers. Cost also plays a major role, but try rhyming that. On cruise lines like Holland America and Celebrity, even in the Caribbean, you'll find few people under the age of 25. With destinations like Alaska and Northern Europe, the number of younger passengers is significantly smaller. On the most upscale lines, such as Radisson and Seven Seas, the average clientele is over 55 and affluent. [2005] - Sharon Romm

90 percent of daily trading volume is derived from speculation (meaning, commercial or investment-based FX trades account for less than 10 percent of daily global volume). [2007] - Mark Galant