Quotes of the Day

An 8 percent interest rate is a fair measure of safety notwithstanding that prevailing mortgage rates may be much lower. Low interest rates are a desperate move on the part of the government to keep the economy afloat and are not going to last forever. I have been observing real estate trends for over four decades and have witnessed interest rates on first mortgages fluctuate anywhere from 3 percent to 18 percent. In fact, there were long periods when they lingered in the 8 to 10 percent rage. [2013] - Dan S. Barnabic

As one grows older, the pool of eligible and available men and women becomes smaller. The decision to marry is often influenced by the fear of being single and alone and the need to form a secure attachment. A person may feel pressure to marry and may settle for someone who might be a marital risk. Some people at this stage may marry realizing there is a tradeoff and enter into their marriage aware of and prepared for some of the conflicts and pitfalls ahead. [2011] - Isabelle Fox

Harvard Health references a study published in the CDC journal Preventing Chronic Disease that found that people who continued working past the age of sixty-five were three times more likely to be in good health than those who retired earlier. And older people who continue working also have lower odds of developing dementia. The socialization aspect of working can increase longevity. If the job requires some physical activity, it can also boost physical health. But perhaps most importantly, part-time employment gives them ikigai, a Japanese term that means a sense of purpose, a reason to be. Having purpose boosts happiness and fights mortality. The money retirees earn from a part-time job can also reduce financial stress.  [2022] - Andrew Hallam

Classified advertising works best when you use a two-step direct-marketing technique. In step one, you run a small classified ad to generate an inquiry, which is a request for move information about your product. In step two, when people inquire, you send out an inquiry fulfillment kid, which is a sales package promoting your product. [2005] - Robert W. Bly

When you take the last 20-plus years and graph both the housing market percentage increase and the underlying Bank of Canada rate, you can see that interest rates play quite a minor role. Investors who buy and hold real estate will benefit from interest rate increases because more people will stick with renting rather than buying, thus pushing vacancy rates down and rents up. [2013] - Don R. Campbell