Quotes of the Day

Reflux-inducing substances may include condiments and natural products that are pH friendly (pH 5 and higher) but should be avoided by people with acid reflux. Among these are coffee, onions, tomatoes, citrus fruit, vinegar, garlic, mint, and chocolate. But if you have acid reflux, you must also beware of the following items: seed oils, peppers, berries, honey, and organic agave. Berries are allowed if they are balanced by acid neutralizers such as almond milk, non-GMO soy milk, rice milk, and coconut milk. One way to consume berries safely is through a smoothie, which, in combination with nondairy milk, can be an alkalizing, palate-pleasing combo. [2017] - Jonathan Aviv

Meditation is useful both in depression and in anxiety. It helps to bring about a calm state of mind. Start with a minute and a half. If you have not done anything like this before, find a clock with a second hand and do nothing more than sit quietly - watching the second hand move through your 90 seconds. [2009] - Liz Miller

Citrus fruits and juices are very acidic. Alcohol also causes the esophageal valves to relax and cause reflux at night. Beer and white wine are particularly bad for reflux. The best things for a refluxer to drink? Water! Certain mild herbal teas are fine (such as chamomile), along with non-acidic smoothies, or low-fat and lactose-free milk. [2010] - Jamie Koufman

With property you can generally tell when a market is low. Advertisements tend to state things like: "any offer considered," "Vendor financing available," "Come and make a deal," "Settlement terms to suit the buyer." [2001] - Dolf de Roos

When you hold US stocks in your RRSP, there are no withholding taxes from Uncle Sam. In fact, Canada has a tax treaty with the US government that excludes retirement accounts (such as RRSP and RIF) from being taxed. Unfortunately, it is not as simple when you are buying the very same US stocks in a non-registered or cash account as well as the TFSA. If you are able to maximize both your RRSP and TFSA contribution, you should go for US stocks only in RRSP and Canadian stocks in your TFSA. Note that capital gains are not taxable in both RRSP and TFSA accounts. [2012] - Mike Heroux