Quotes of the Day

How someone treats you is a reflection of who that person is, not who you are. If someone is cruel toward you or makes harsh judgments about you based on a brief interaction, it reflects that person's inconsiderate behavior or judgmental predisposition, rather than being an indication of any shortcomings on your part. Therefore, if someone does respond critically or harshly toward you, you might consider whether that's really the kind of person you'd want to have a relationship with. Entering a relationship with someone who's hypercritical is a recipe for an unhealthy and unhappy dynamic, no matter how attractive or accomplished that person may be. In this case, you can view rejection as a blessing in disguise, saving you from going out with someone who's unkind. [2014] - Shannon Kolakowski

I encourage a couple to go together for two years before they decide to marry. [2002] - Neil Clark Warren

A 10 year fixed mortgage typically carries a rate of around 1% higher than the 5 year fixed. I do think that 10 year fixed terms are not the right choice for most people. It's because nobody expects to break their mortgage mid-term, but it happens all the time, and sometimes we are forced to. [2018] - Paul Meredith

There are a number of ways that the equity you build in your principal residence can serve either to create an income stream or to provide access to an amount of capital. In either option, the receipts are free from taxation. You're not taxed when you take out a loan, and that's really what you're doing, whether in the form of a reverse mortgage or a line of credit against the equity of your home. While you may not be required to repay what has been borrowed as long as you live in the home, that payment will be due if you sell your home. In my opinion, this step should be taken only after other income-generating avenues have been explored, and then only as an action that's necessary to provide additional cash flow. I would certainly suggest that you wait until you're in your early seventies before considering this. [2019] - Daryl Diamond

Reverse Pyramiding: If we fell comfortable trading a total of 15 contracts. our first entry is only one contract. Then on the second signal, we buy 5 contracts, then 4 contracts on the third signal, 3 contracts on the fourth signal and 2 contracts on the fifth market-generated signal. [2004] - Bill Williams