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The Canadian Estate Planning Institute Inc. (www.estateplanning.ca) offers articles on financial and estate planning. It also provides several checklists and charts that give you a head start on drafting a succession plan for the real estate empire you've built. The National Real Estate Institute Inc. (www.homebuyer.ca) is another excellent source of information. [2020] - Douglas Gray

At the end of the slump phase, net migration, population and employment growth are at low levels. Rents become stable, as do incomes, real estate values, the number of real estate sales and the number of days it takes to sell. This is the optimum time to buy, but most people will avoid investing in real estate because it has proved to be such a bad investment in the past few years. Strategic investors will see the silver lining - and the pot of gold. They realize current market opportunities and future wealth. [2011] - Don R. Campbell

People with very few social ties have nearly twice the risk of dying from heart disease and are twice as likely to catch colds —— even though they are less likely to have the exposure to germs that comes from frequent social contact. [2010] - Tom Rath

Because momentum always changes direction before price, we say the AO is like reading tomorrow's Wall Street Journal. [1998] - Bill Williams

The single most important piece of advice for achieving best sleep is "pick a wake-up time and stick with it!" There is no such thing as a good or bad wake time. Establishing a consistent wake time is the most important first step in setting your schedule and solving your sleep issues. [2017] - W. Chris Winter