Quotes of the Day

Oil pulling is the simple but ancient technique of swishing oil in your mouth as a mouthwash. Use about one tablespoon of organic oil. Coconut and sesame seed oil work well, and olive oil is another option. Swish the oil around as long as you can. 10-20 minutes is ideal but it can be difficult to go that long. Spit the oil out when you are done (not in your sink) and rinse your mouth well. The oil pulls out toxins from your gum tissues and helps remove deeply embedded debris. This is a great treatment for gum problems, bad breath, or to increase your overall oral health. [2011] - Ramiel Nagel

All moods have a cause. If you change the root cause, then your mood will follow suit. Furthermore, mood is a choice. It may not be a completely free choice, but you can choose which mood you spend the most time in. [2009] - Liz Miller

There are four types of jobs that you can do. 1. Hard to learn and hard to do, like accounting or bookkeeping. 2. Hard to learn but easy to do, like typing or flying an airplane. 3. Easy to learn but hard to do, like digging a ditch (physical labor). 4. Easy to learn and easy to do. These are the best indicators of your natural talents and abilities. This type of work is the key to career success. [2004] - Brian Tracy

Bad debt is any debt where you CANNOT use the interest charge as a deduction on your tax return. There is only one kind of debt where you can use the interest charge as a deduction, and that is debt incurred to produce income whether passively through investments or actively through a business. In only these two cases can the interest costs of borrowing money be applied against the income being earned with that borrowed money. You simply pay tax on the difference. [2008] - Dwayne Daku

Most banks have a list of acceptable appraisers. When appraisers do appraisals for a bank, they tend to protect their trusted position with the bank. When they do appraisals for vendors, they tend towards the higher end of the range. [2009] - Don R. Campbell