Quotes of the Day

International health insurance: These plans cover you anyplace in the world. Some companies also offer a semi-global option, excluding certain high-priced countries in exchange for a lower premium. Premiums vary, but for a healthy, 60-ish individual, expect to pay roughly $3,000 to $5,000 a year. National, in-country health insurance: These plans provide in-depth coverage in a given country. Ask whether the plan includes a travel-insurance component to cover health emergencies when visiting other countries. Premiums in Latin America generally run 10 to 35 percent less than international plans, while in Asia they can cost $1,000 a year or less. Hospital membership plans: Top hospitals in some countries—notably Costa Rica, Nicaragua, Panama, and Uruguay—offer membership plans that provide steep discounts on services at their facilities, including hospital stays, doctors’ visits, and prescriptions. Monthly fees generally run $25 to $75 per month per person. [2014] - Dan Prescher

Lying is the oil that greases our interactions with others and lets us maintain friendly social relationships. Social liars are more popular than those who continually tell the truth, even though we know the social liar is lying to us. Malicious Lies, however, are where one person deliberately sets out to deceive another for personal benefit. [2004] - Allan Pease

The Golden Rule: Always Make Money on the Buy. Finding undervalued properties gives investors more tactical options to choose from to further their profits and achieve their goals. Motivated Vendors: If a vendor is getting transferred due to employment, they may be motivated to sell at a reduced rate. A vendor who is downsizing may take a reduced rate if he or she believes the buyer will take care of the property. Distress Sales: Couples who want to quickly divest themselves of shared property as a result of marital discord may sell for a lower-than-average price. Estate Sales: Sometimes family beneficiaries are inclined to make a quick sale, in lieu of holding out for fair market value, so they can realize their share of the cash faster. [2011] - Don R. Campbell

Go to humorous events at comedy clubs and watch laughable movies. [2005] - Jeffrey Gitomer

A single minute's worth of hard exercise three times a week can provide the same cardiorespiratory benefits as 45 minutes of endurance training three times a week. There is no question that endurance training will help you get fit. If you enjoy going for long, easy runs, keep it up! You're going to benefit from them in many, many ways. But there is a certain alchemy in the body that is activated by intensity. [2021] - Philip Shepherd