Quotes of the Day

We recommend a micronutrient analysis--and a company called SpectraCell Laboratories performs it using patented technology. The next test that we recommend is called the OmegaCheck. It's also a SpectraCell test, but this one will determine your current levels of omega-6 and omega-3. The spectraCell hormone, thyroid, and adrenal test is a specialized blood test that will give you a clear picture of your current hormone functions so that you'll be able to identify areas that may be causing bone loss and work to improve them. All of these SpectraCell tests can be purchased online at SpectraCell.com or at RebuildYourBones.com. Additionally, many forward-thinking physicians also offer these tests to their patients. [2019] - Mira Calton

If the market is depressed, mortgage holders, such as banks, seldom have the patience to await a market rebound. Most are not in the business of owning real estate. Their paramount goal is to sell defaulted units at the best possible price in order to recover as much of their investment as possible. This often means selling these units at a loss. Most mortgage holders are exclusively financial institutions, not obligated to contribute to maintenance fees and other dues on behalf of the indebted unit owner. [2013] - Dan S. Barnabic

The mere fact that a woman caresses her arm while looking at you or dangles a shoe while talking with you does not mean she's suddenly struck with an irresistible desire to roll over and say, "Do me." It could just mean that her arm itches or her feet hurt. If, however she does both and then flips her hair or licks her lips, you can start to get the picture. [2006] - Leil Lowndes

Alkaline water can be very helpful in managing reflux because it helps wash out pepsin and is good for pH balancing. Natural alkaline water has trickled through limestone for thousands of years, giving it a pH of between 8.0 and 9.0. Of the brands of alkaline water on the market today, almost half are naturally occurring. Alkaline water with a pH higher than 8.5 is best. [2015] - Jamie Koufman

When you receive your lender's renewal offer, whatever you do, don't sign it! Lenders almost never put their best rate on the renewal. Sometimes you'll get a lower mortgage rate simply by phoning your lender and asking for one. A lower mortgage rate could mean saving thousands of dollars in interest over the life or your mortgage. Your mortgage renewal is too important to leave until the last minute. Start shopping early--four to six months ahead of when your mortgage term ends. This gives you plenty of time to see what else is out there. [2017] - Sean Cooper