Quotes of the Day

If somebody gives you a referral and tells you to call them, but has not called them him or herself, it's nothing more than a lead (and an awkward one at that). A referral is the easiest sale in the world if it's set up properly. You must get your customer involved as an additional salesperson. this will remove any hesitation and any barrier. [2005] - Jeffrey Gitomer

Some bankers include your credit potential in their TDS (total debt service) calculations. This means that if you have a credit card or PLC (personal line of credit) with a significant unused balance, a banker may calculate what the payment would be if you maxed the credit card or PLC, thus reducing your ability to obtain a mortgage. If your banker insists on doing this, go somewhere else because other lenders may not be required to underwrite that way. [2009] - Don R. Campbell

Volunteering with an organization that interests you is a great way to meet others and boost your social fitness. Focusing the limelight on the goals of the organization and/or the lives of others may reduce your self-consciousness. An added bonus: Besides meeting others who share a common goal, studies show that the altruism you feel by being actively involved with a charitable organization may boost you immune system and promote longevity. [2004] - Bonnie Jacobson

An easy-to-follow formula that you can apply to almost any profile: Write an interesting statement about your own experience with said topic or interest, then follow it up with an open-ended question that's either directly related to your first statement or is about something else in the profile. No "hi," "hello," or "hey there." Limit your first message to two to three sentences. Sign your first name at the end of your message, but don't give a sign off (no "all best," "cheers," or even "I hope to hear from you.") [2016] - Lisa Hoehn

The European Central Bank has a specific mandate to protect against inflation—-economic growth is secondary. The American Federal Reserve’s role is to promote economic growth and jobs, as well as to watch against inflation. [2009] - James Chen