Quotes of the Day

For residential properties, generally it is desirable to be located near schools (but not backing on them!), near the shops (but not beside them), and with good access to freeways or arterial routes. [2001] - Dolf de Roos

In nearly every instance, you can say one thing for certain about an REO: The lender wants to sell the property as quickly as possible. Buying an REO directly from a lender typically presents no more risk than buying directly from any other property owner. Normally, you can buy an REO much more safely than you could have bought the same property at its foreclosure sale. You might even be able to buy at a lower than market value price. You can find REOs in three different ways: follow up after a foreclosure sale; cold call lender REO personnel; locate Realtors who typically get REO listings. Rather than ask for a complete list of REOs, narrow your focus. Tell lenders what you're specifically looking for in terms of location, size, price range, floor plan, condition, or other features. In that way, a lender can answer your request without disclosing the full number of REOs within its inventory. [2003] - Gary W. Eldred

You need folate, not folic acid. Key to the avoidance of cancer is to steer clear of supplements that contain folic acid and foods fortified with folic acid. It's too easy to overdose with this synthetic "nutrient" that promotes cellular replication and cancer. Folate is abundant in green vegetables, beans, and other plant foods. In fact, people following a Nutritarian diet typically have blood levels of folate that are above the normal range. The extra amount of folate in the bloodstream is not hurtful. Only people who don't eat sufficient amounts of vegetables could be low in folate. [2020] - Joel Fuhrman

There are three kinds of assets: physical, financial, and human. [2004] - Stephen R. Covey

You can use free weights for MSTF (Mindful Strength Training to Failure)--but for certain exercises, such as the squat or the bench press, reaching muscular failure while a heavy weight is balanced above you could be hazardous. Whatever load you're moving, it helps to be present to it not as an enemy to be conquered, but as a partner that is helping you into an exploration you couldn't achieve without it. [2021] - Philip Shepherd