Quotes of the Day

You should try to get your overall investment fee down to about 0.6% a year, if not less. A robo-advisor (also known as an "automated investment advisor") is a firm that establishes and maintains your investment portfolio with minimal human supervision, all based on information that you provide online. One such firm is Wealthsimple. The Big-5 banks are also getting involved, such as RBC with its InvestEase platform. You pay the robo-advisor 0.2-0.5% a year as a management fee. You pay another 0.2% or so to access the advisor's exchange-traded funds (ETFs). [2020] - Frederick Vettese

I go to seminars. I like it when they are at least two days long because I like to immerse myself in a subject. [1998] - Robert T. Kiyosaki

A characteristic of a trending market is that the closes are near the high of the bars in an uptrend and are near the low of the bars in a downtrend. [2003] - Marcel Link

Key Dividend Growth Ratios: Dividend Yield > 3% (consider lower dividend yield stocks from US companies as they will count as the "secure" section of the portfolio); 5 Year Dividend Growth > 1%; Return on Equity (ROE = Net Income / Shareholder's Equity) > 10%; 5 Year Annual Income Growth Rate > 1%; Current Price / Earnings Ratio < 20; Dividend Payout Ratio (Dividends per Share / Earnings per Share) < 75% [2012] - Mike Heroux

A study published in the Journal of the American Medical Association on May 17, 2016, and the corresponding editorial, provided proof that refluxed acid initiates a deep-tissue inflammatory response, which sets off the release of a multiplying body of pro-inflammatory proteins. The link between acid damage and worsening systemic inflammatory symptoms, which I had witnessed in practice for so many years, had essentially been scientifically validated. [2017] - Jonathan Aviv