Quotes of the Day

The purchase closing costs are all the costs associated with the purchase transaction. Included might be loan points, loan origination fees, prepaid insurance, prepaid property taxes, title and escrow fees, recording fees, attorney charges, and other fees custom to your area. In my experience, these purchase closing costs usually average around $1,500 for a $100,000 property, plus any fees added by your lender. [2015] - Brandon Turner

If you get a call from a customer or colleague, call back ASAP, even if it is only to set a time for the full call. Don't let more than 12 hours elapse without a response. [2003] - Linda Richardson

In any given year, the stock market can go crazy, rising or dropping by 30 percent or more. Dispassionate, intelligent investors can rebalance their portfolios if they're too far from the stock/bond allocation they set for themselves. If the stock market falls heavily in a given month, the investor will find that his portfolio now has a lower percentage in stocks. He should add to his stock indexes. If the stock market rose considerably during another month, he should add to his bond index. [2017] - Andrew Hallam

As currency traders, you definitely need to keep an eye on the yields of the benchmark government bonds of the major-currency countries to better monitor the expectations of the interest rate market. [2007] - Mark Galant

The greatest indicator of life span isn't genetics, diet, or the amount of daily exercise, as many have suspected. It is lung capacity. Our ability to breathe full breaths is liberally a measure of living capacity. Any regular practice that stretches the lungs and keeps them flexible can retain or increase lung capacity. Moderate exercise like walking or cycling has been shown to boost lung size by up to 15%. [2020] - James Nestor