Quotes of the Day

Mortgage finance is offered by a myriad of banks, financial institutions, insurance companies, contributory mortgage companies, contributory mortgage companies, mortgage brokers, lawyers' client funds, and even real estate companies. You can even apply for and get a mortgage on the Internet. All that matters is what the terms are and the conditions associated with the loan. [2001] - Dolf de Roos

The ideal body mass index (BMI) for the longest life appears to be 20 to 22 (kg/m2). [2023] - Michael Greger

There are two main types of cinnamon: Ceylon cinnamon and cassia cinnamon (also known as Chinese cinnamon). In the United States, anything simply labeled "cinnamon" is probably cassia, since it's cheaper. This is unfortunate, because cassia contains a compound called coumarin, which may be toxic to the liver at high doses. Unless it's specifically labeled Ceylon cinnamon, a daily teaspoon would exceed the tolerable upper safety limit for adults. [2015] - Michael Greger

When saying goodnight, you might: 1) Add, "I had a really great time. Do you want to get together net week?" 2) Call her at home the next day to say thanks for the date and invite her for another. 3) Once you're home, call and leave a message on his machine to say thanks and that you're looking forward to going out again sometime--it'll be the first thing he hears when get gets home. [2004] - Bonnie Jacobson

The original 4% rule (from the 1990s) assumed a 30-year retirement and a balanced portfolio of half stocks and half bonds. The 4% withdrawal rate was based on the portfolio's starting value, and it increased with inflation annually. For example, if you retired with $1 million and inflation was 2% annually, you would be withdrawing $40,000 in year one, $40,800 in year two, $41,616 in year three and so on. Using these assumptions, your chances of ruining out of money before you die were found to be very low. Unfortunately, the expected return on bonds-and probably stocks too-is much lower today than it was when the original research was done. [2021] - Dan Bortolotti