Quotes of the Day

In order to receive CPP or QPP disability benefits, you generally must have paid into the CPP or QPP for at least four of the six years leading up to the point at which you became disabled. Your disability must be severe, which means it prevents you from doing not only your former job but also any job on a regular basis, in order to qualify. The disability must also be prolonged, meaning it's expected to last at least a year or be likely to result in death. CPP/QPP disability payments are quite low because they're intended to provide only for the basic, subsistence-level living expenses. [2019] - Eric Tyson

We tend to sleep in cycles that last an average of 90 minutes. Keep in mind the 90-minute cycle is an average. Maybe I have 8-minute cycles. Maybe you have 100-minute cycles. That's a big difference. Also, we usually have 4-6 cycles through the night. [2017] - W. Chris Winter

The regular rhythm and upbeat tunes of military music or marching bands positively affect your mood even if you don't actually 'enjoy' listening to it. [2009] - Liz Miller

Most investors hold real estate for at least one cycle of the real estate market. A market cycle is the period in which a market goes from high to low, from a buyer's market to a seller's market. A standard cycle in the real estate market typically lasts as few as 5 and as many as 12 years. Some observers believe market cycles are actually lengthening, which means longer holding periods before you'll be able to realize a return. [2020] - Douglas Gray

A large percentage of adults have acidic saliva or drink acidic drinks just before brushing their teeth. Their teeth will therefore already be acid softened as they start brushing. Acid-softened teeth are easily abraded, especially by a toothbrush coated with toothpaste. Poorly designed brushes, stiff or hard bristles, or an abrasive toothpaste make this problem worse. I suggest using a stabilized chlorine-dioxide mouth rinse called Closys in the United States (Ultradex in the United Kingdom) for a prerinse. A chlorine-dioxide rinse is most effective if it's unflavored. [2025] - Ellie Phillips