Quotes of the Day

US-listed ETFs have lower fees and may also be more tax-efficient in RRSPs (US securities held in a RRSP are exempt from withholding taxes, thanks to a tax treaty between the two countries). Unfortunately, the currency exchange rates charged by online brokerages are usually terrible, especially on smallish amounts, and these costs can erode much or all of the benefit of using US-listed funds. If you're investing in a non-registered account, you need to report their capital gains and losses in Canadian dollars and report to the Canada Revenue Agency using Form T1135 if your non-registered account includes US-listed ETFs with a cost of more than $100,000. For these reasons, I recommend that do-it-yourself investors stick to using ETFs that trade on the Toronto Stock Exchange. [2021] - Dan Bortolotti

81 percent of viral e-mail recipients will pass the e-mail on to at least one other person. [2005] - Robert W. Bly

In any selling environment, there are two basic philosophies, or approaches. The first involves low volume and high profit-margin. The second is the opposite--high volume, low profit-margin. Sellers on eBay have to have better prices than what's out there. To create a successful business with a low profit-margin, it is necessary to sell more product than if you were able to charge retail price. Historically, on eBay, this high-volume-low-margin philosophy tends to be the more successful. If you can purchase your product for below the average eBay selling price, you have margin and you're in business. If not, try to find something else. I recommend a product that will yield a profit margin, is available in large enough quantity, and is "UPS-able". [2005] - Adam Ginsberg

The most likely revenue stream for publishing e-businesses is online advertising. [2006] - Scott Fox

Once a person had a cold or flu, zinc supplement significantly reduced the severity of cold symptoms as well as the length of illness. Among people taking zinc within 24 hours of the start of symptoms, the risk of still having symptoms at the seven-day mark was about half that of those not taking zinc. In preventing colds, zinc supplements taken for at least 5 months reduced the risk of catching a cold to only two-thirds that of people not taking the supplements. [2011] - Joel Fuhrman