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Every direct-mail package should contain a letter; flyers and brochures are optional. Use a flyer when you are selling products that are colorful or visually impressive. The package should have a natural flow from outer envelope to letter to flyer to reply card. [2005] - Robert W. Bly

Liquidity of major currency pairs: High - EUR/USD, EUR/JPY, USD/JPY; Medium - USD/CHF, GBP/USD, USD/CAD; Low - NZD/USD, AUD/USD. [2007] - Grace Cheng

Keep your fingers closed when you gesture, your hands below chin level and avoid arm or feet crossing. [2004] - Allan Pease

Operating expenses include marketing, rent, salaries, equipment and suppliers, advertising, etc. As your business grows, this can reasonably be held at or below 30 percent of gross revenue (GCI). [2004] - Gary Keller

We highly recommend you use either an all-in-one solution provider or one of the industry experts to manage your e-mail campaigns. Do not attempt to send out e-mail marketing campaigns through your local e-mail client or you likely find yourself suspended for spamming through your Internet Service Provider, nor should you use one of the many e-mail bulk e-mail provider who offer to send your e-mail to hundreds of thousands of recipients for one low fee. Do not use overseas providers to send your e-mail to recipients who did not ask to receive it. The penalties are not worth the gain. [2007] - Bruce C. Brown