Quotes of the Day

The living standards index: Housing costs should be no more than 28 to 33 percent of yearly, pre-tax household income. "Housing costs" includes mortgage payment, utility costs, maintenance fees, and taxes. Typically, banks will not lend mortgage money if the consumer's income is too low to meet this measure. A down payment of 25 percent (or in the case of condominiums, even 35 percent) is required to qualify for a mortgage. [2013] - Dan S. Barnabic

Whoever mentions a salary figure first, generally loses salary negotiation, at the end. [2013] - Richard N. Bolles

Most designers suggest that you use at least one fluorescent fixture in the bathroom. Use a fluorescent overhead. Then use make-up or similar lighting near the main mirror. My suggestion for the kitchen is recessed lighting. [2003] - Robert Irwin

Give yourself enough time to sleep-what sleep scientists call a sleep opportunity. This means going to bed at least 8 hours before you need to wake up, preferably 9. Darken the room completely. Make it dark enough that you can't see your hand in front of your face with your eyes open, if possible. If that is not achievable, use an eye shade. I use a silky one called Alaska Bear. Fix your wake-up time-and don't deviate from it, even on weekends. If you need flexibility, you can vary your bed-time, but make it a priority to budget for at least 8 hours in bed each night. [2023] - Peter Attia

Once you're ready to meet up with a match, some prefer to talk on the phone first to get to know each other voice-to-voice, while others skip straight to a date. Singles in less populated areas typically prefer a phone call, but if you're an urbanite, definitely skip dialing your date and meet right away. [2013] - Laurie Davis