Quotes of the Day

Walking up flights of stairs is the very best exercise. Walking twenty to thirty flights a day is an effective way to meet your fitness goal. [2013] - Joel Fuhrman

I like to buy on breakouts because it gives the crypto that extra oomf at the start of the trade and therefore makes it less likely that I will quickly hit my stop-loss. But this is not a key consideration. You could buy at any random point in the early stages of a trend and still make good money as long as you learn to sit patiently during an upward trend and then sell at the end in a disciplined way. [2019] - Glen Goodman

Never pay more than one-half of 1% to make a trade for rebalancing purposes. If a trade of $8,000 will cost you $10, you are forking out only 0.125% to make the trade... so, by all means, make the trade. If, however, to get your portfolio in perfect balance, you were faced with making a $1,000 trade that would cost you $10 (1% of the amount you're trading), we don't think we'd opt to spend the $10. Another way to approach rebalancing is to seek to address any allocations that are off by more than 5 or 10%, and don't sweat anything that's off by less. If you are living off your savings, you may wan to rebalance every 6 months instead of 12. [2013] - Russell Wild

The disadvantage to flossing is that it's very easy to cut your gums. Injuring your gums daily doesn't seem like a practice that will promote healthy teeth and gums. The advantage to flossing is that you're able to clan out debris from between your teeth that would otherwise linger and putrefy in your mouth. If you floss our teeth, be very careful not to slash your gums. If you choose to floss with a string, then use dental tape, which is a wide and thick version of dental floss. Using the blotting method to poke out food with an ultrasoft tooth brush, or using a water flosser (oral irrigator) seems to be much better suggestions. [2011] - Ramiel Nagel

Canadian equity index funds are generally cheaper than international equity funds, often by as much as 0.20%. Dividends on Canadian stocks are also taxed more favourably than those of international stocks, especially for people with lower incomes. This holds true even if you're investing in a RRSP or a TFSA: that's because US and international dividends may be subject to foreign withholding taxes even in these sheltered accounts. In most cases, if Canadian, US and international stocks all deliver the same returns before fees and taxes, Canadian stocks will come out ahead after these costs. [2021] - Dan Bortolotti