Quotes of the Day

Whoever mentions a salary figure first, generally loses salary negotiation, at the end. [2013] - Richard N. Bolles

Most people make most of their final decisions to do something when both feet are on the ground, so the European Leg Cross or the American Figure Four is not conducive to asking someone to make a decision. [2004] - Allan Pease

Travel Hacking: Apply for credit cards with big sign-up bonuses, match the required spending, then cancel the cards. Wait for 3-6 months and do it again. [2019] - Kristy Shen

Make sure the trade is worth the risk. A trader does better by trading less, only taking trades that have a great setup, even if it means missing some opportunities. [2003] - Marcel Link

Bonds have historically returned almost 5% annually, according to the data from Credit Suisse. It's hard to see how an investor could expect that to continue in the foreseeable future, with high-quality bonds in many countries yielding less than 1%. One place to look for a realistic estimate of future returns for bonds is to invest the web page of an ETF that tracks the overall Canadian bond market, such as the Vanguard Canadian Aggregate Bond Index ETF (VAB). Look for the fund's "yield to maturity": this is the total return you should expect if interest rates don't change. [2021] - Dan Bortolotti