Quotes of the Day

Not only do stem cells keep you youthful, they can also regenerate tissues damaged by aging. While it may seem counterintuitive that eating chocolate could lower the risks of having coronary artery disease, chocolate is a stem cell–recruiting food. Cocoa powder contains bioactives called flavanols. Epidemiologists have long established a connection between the consumption of foods with flavanols and lower incidence of death from cardiovascular disease. [2019] - William W Li

Low-volume candles such as those between 17:00 and midnight Greenwich Mean Time (GMT) should be discounted. [2010] - Jay Norris

Keep your fingers closed when you gesture, your hands below chin level and avoid arm or feet crossing. [2004] - Allan Pease

A bad marriage is worse than no marriage at all. [2002] - Neil Clark Warren

The 'Rule of 20' (developed by the Canadian office of Russell Investments) is a simplified method that gives you a very rough and rather conservative estimate of the size of nest egg you might require. First, estimate the amount by which your annual retirement costs will exceed your assured source of income like CPP, OAS, employer pensions, annuities, any significant sources of cash such as an inheritance or home downsizing, etc. (your 'Retirement Gap'). Multiplying your Retirement Gap by 20 gives you rough approximation of your required nest egg. [2018] - Larry Bates