Quotes of the Day

Research has shown that you can receive 60 percent of the total benefit from resistance training by doing one set of eight to 10 repetitions per muscle group two to three times per week. And you can receive more than 80 percent of the benefit by doing two sets. Each repetition should be between 60 and 85 percent of the maximum weight you are able to lift one time, or your “one-rep max.” When you have been using one weight level for a while, lifting may become easy. This is called adaptation. To continue getting stronger, you must increase the weight you are lifting. It is time to increase the weight when you can easily lift your current weight 12 times. You can then progress your weight by 5 percent and decrease your number of repetitions to eight. [2015] - Vonda Wright

In citrus fruits, most of the anti-cancer compounds are present in the membranes and pulp, which are removed in processing juice. [2011] - Joel Fuhrman

A rinse like chlorine dioxide is very useful, because it will create oxygen in the small spaces where periodontal bacteria live. Many rinses today are acidic, with a pH low enough to damage root cement and even tooth enamel. The only acidic rinse that is safe for teeth is one containing dilute sodium fluoride, since the benefits of the fluoride are enhanced in a slightly acidic solution. Acidic rinses are particularly damaging in a dry mouth. I believe everyone should check products they use regularly, possibly using an inexpensive pH-testing meter. [2018] - Ellie Phillips

Wholesaling is one of the most difficult real estate "jobs", because you have to be great at almost every aspect of the transaction (marketing, analyzing, communication, sales, negotiation, etc.). However, if you are able to connect with a great wholesaler, you truly can get hot deals delivered straight to your inbox. To find wholesalers: Call the numbers you see on those ugly "bandit signs" on the side of the road; Go to every real estate club in your area; Create a Marketplace posting on BiggerPockets; Train your own wholesaler on how to find you deals! [2015] - Brandon Turner

To create a regular stream of income, you'll need to convert your RRSP into one of three options: a life annuity (the payments are guaranteed to be paid for life and don't change with fluctuations in markets or interest rates), an annuity certain to age 90 (it pays a constant amount of monthly income until you turn 90) or a RRIF (the most common and practical option for delivering income from RRSP accumulations). When acquiring an annuity with RRSP proceeds, your holdings or investments are sold and the capital is used to purchase the annuity. When creating a RRIF account, existing RRSP investments can remain the same if that's what you wish. Your existing RRSP investments just move "in kind" (as is) into your RRIF account. [2019] - Daryl Diamond