Quotes of the Day
Research indicates that people who fear being single often end up settling for less in their relationships. Struggling with shyness and anxiety can exacerbate this fear of being single. But settling for someone who doesn't really hold the qualities you desire isn't the only choice you have. Regardless of whether you are shy or anxious, setting your sights on finding a compatible partner who can enhance your life is crucial to your satisfaction. [2014] - Shannon Kolakowski
L-tryptophan doesn't appear to have troublesome side effects, morning "hangover," or tolerance. It may help induce sleepiness and help some people who have mild difficulty falling asleep and who are otherwise healthy (having no medical or mental health problems). Several studies were done in the 1980s and their results were mixed--sometimes L-tryptophan was better than a placebo and sometimes it wasn't. A published review of research on valerian concluded that it's relatively safe, but not effective for insomnia. The term "natural" product doesn't mean the same thing as safe. Some can have dangerous side effects, for example, kava kava can cause liver toxicity. [2021] - Judith R. Davidson
If you have tooth decay, you're presumably deficient in vitamin A and D. The most potent and easy way to consume the fat-soluble vitamins A and D together is cod liver oil (dosage: ¼-½ teaspoon 2-3 times per day with meals for teens and adults for a total of ½-1½ teaspoons per day). Cod liver oils purchased at health food stores don't have any of their natural vitamin D intact. The best available cod liver oil in health food stores seems to be Nordic Naturals Arctic Cod Liver Oil without vitamin D added. Green Pasture produces the highest quality, most nutrient-dense cod liver oil on the market called Blue Ice fermented cod liver oil (www.traditionalfoods.org). Green Pasture's cod liver oil capsules equals about a quarter teaspoon (7-10 capsules per day, spread throughout the day). [2011] - Ramiel Nagel
Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli
By sending a sales letter out ahead of a phone call, the effectiveness of the call itself was increased by 1,000 percent. [2000] - Jay Abramham