Quotes of the Day

Investment loans are usually .5 to 1 point higher than owner-occupied loans. [2015] - Brandon Turner

Tax planning tips: 1) Deduct all business and invest losses. 2) Write off your fines, tickets, levies, and penalties. 3) Deduct fees paid for advice. You are entitled to deduct fees paid for investment and tax planning advice. And if you pay someone to prepare your tax returns that is deductible too. [2007] - David M. Voth

One-industry towns do well so long as their industry prospers, but economics diversity is better for a community's long-term prospects. Communities, especially smaller ones, are also more subject to demographic changes and other shifts in local character that can affect the prospects for real estate. These changes are sometimes sparked by events in the local economy (a plant closure, for example, or the creation of new jobs), whereas others reflect the age of the incoming (or outgoing) owners. [2020] - Douglas Gray

Use xylitol gum or mints after every meal, snack, and drink to alkalize your mouth and support the development of healthy biofilm. If your gums bleed as you brush them, this is a signal to brush the area more thoroughly, not less, since the improved circulation you will create by brushing will help the swelling go away before any permanent damage happens to your gums. If you have previously noticed bleeding gums but they stopped bleeding, this may not be a good sign. This could signal that gingivitis progressed and became the next stage, which is a painless, nonbleeding, more serious gum problem called periodontal disease. [2018] - Ellie Phillips

Mortgage fraud is complicated. At its most basic level, it involves individuals signing false mortgage documents (like one that says you plan to live in a property even though you do not plan to make it your residence). [2013] - Don R. Campbell