Quotes of the Day

A healthy mouth feels clean and comfortable, it has no plaque, no calculus buildup, no recession, and no sign of cavities, bleeding gums, or periodontal problems. A healthy mouth does not need a cleaning, which could potentially scratch or thin the enamel; more importantly, a cleaning may remove the thin layer of healthy protective proteins and the good bacteria that are the foundation of a healthy mouth ecosystem. Your mouth certainly should be professionally evaluated at regular intervals by your dentist, and at these appointments, I encourage patients to inquire if their mouth needs a “cleaning”. If your mouth is unhealthy, a cleaning will remove diseased plaque from around your teeth and gums for a time, and this will temporarily help to limit the amount of damage and inflammation in your gums.  [2018] - Ellie Phillips

Stuff you don't need in your portfolio: REITs, preferred shares, real-return bonds, high-yield bonds, gold, smart beta ETFs, and currency-hedged ETFs. [2021] - Dan Bortolotti

There are several reasons why future stock market returns will be lower than we are used to seeing. One is that inflation will probably be closer to 2% rather than the average of nearly 4% that has prevailed since 1960. Another is that pension fund managers invest about 60% in equities rather than 50%. A third reason is that the bond portion of portfolios will not do as well in the future because interest rates are so low. Long-term bonds can achieve high returns when interest rates go from high to low because they are producing capital gains as well as regular interests. For this reason, it's practically impossible to obtain high returns on bonds when the starting point is low interest rates. [2020] - Frederick Vettese

The cost of an uninsurable mortgage can be as much as 25 basis point (0.25%) higher than that of an insurable mortgage, or even higher. I've seen the difference as high as 50 basis points. [2018] - Paul Meredith

I try to stay away from gold products offered in TV or mass circulation ads and buying from individuals over the Internet. [2008] - Shayne McGuire